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Only send money to people you know and trust
Money moves fast with Zelle®. Directly from bank account to bank account within minutes*. So, it’s important you know and trust the people you’re sending money to.
You can’t cancel a payment once it’s been sent if the recipient is already enrolled with Zelle®, so it’s important to get it right the first time.
Beware of payment scams
If you send money to someone your don’t know for a product or service you might not receive (like paying for something in advance), you may not get your money back.
Neither M&F Bank nor Zelle® offers a protection program for authorized payments made with Zelle®. So, if you aren’t sure you will get what you paid for, you should use another payment method with purchase protection, such as a credit card.
Treat Zelle® like cash
Money moves fast – directly into the enrolled recipient’s bank account. Make sure you’re sending to the right person by confirming the first name displayed is that of your recipient.
*U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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Trending Topics
How to Plan Your Personal Finances for 2023
With a new year comes new opportunities to advance your financial situation. Even though we’re already into 2023, it’s never too late to begin planning your financial goals for the year. Here are some things to keep in mind.
How Small Businesses are Bridging the Wealth Gap
Small businesses are the bedrock of our economy. They're also helping to bridge the wealth gap in America. Here's how.
Preparing Your Small Business for Success in Uncertain Times
When challenges arise, there are steps you can take to prepare for success. Here are four things you should do to get your business ready for an uncertain future.
Managing Cash Flow: The Key to Success for SMBs
One of the most common factors that contributes to business failure is poor cash flow management. Read tips on how to successfully manage cash flow and set yourself up for success.

Only send money to people you know and trust
Money moves fast with Zelle®. Directly from bank account to bank account within minutes*. So, it’s important you know and trust the people you’re sending money to.
You can’t cancel a payment once it’s been sent if the recipient is already enrolled with Zelle®, so it’s important to get it right the first time.
Beware of payment scams
If you send money to someone you don’t know for a product or service you might not receive (like paying for something in advance), you may not get your money back.
Neither M&F Bank nor Zelle® offers a protection program for authorized payments made with Zelle®. So, if you aren’t sure you will get what you paid for, you should use another payment method with purchase protection, such as a credit card.
Treat Zelle® like cash
Money moves fast – directly into the enrolled recipient’s bank account. Make sure you’re sending to the right person by confirming the first name displayed is that of your recipient.