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Founded in 1907. M&F Bank is the 2nd oldest minority-owned bank in the United States – 112 years old. According to Black Enterprise – M&F Bank is the 9th largest African-American owned financial institution in the United States with nearly $256.9M in total assets (as of 12/31/2018) CDFI – Community Development Financial Institution – M&F Bank is the only bank in North Carolina to receive this designation. Outstanding CRA Rating received from the FDIC for 23 years. The majority of all deposits are recycled back in the communities we serve.

Promoting Customers, Community, and Economic Growth

At M&F Bank our customers are our most valuable asset, and we appreciate every opportunity to help them achieve their financial goals. At M&F Bank, we aim to do the following:

  • Promote the need to bank locally with a community bank
  • Continue to reinvest in the communities we serve. 83% of deposits at M&F Bank are recycled back into our local areas.
  • Create jobs and commerce with small business loans.
  • Enhance the M&F Bank brand to drive institutional growth

Part of promoting customers, community, and economic growth means focusing on financially healthy businesses and individuals. That’s why our customers’ well-being has been the  foundation for our business for over 112 years.

This video highlights our commitment to promote Win – Win – Win stories in the communities we serve. We hope you enjoy the story of how M&F Bank was able to be the partner that UDI Community Development Corporation needed to achieve its goals.

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