Mobile App
Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account now from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.
Mobile App
Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.
Protecting Seniors from Financial Abuse
Be organized, proactive, and aware to protect yourself, family and friends from financial abuse.
What Is a Bad Credit Score?
A bad credit score can be compared to a bad grade in school, a failing grade on a driving test, or getting bad results for any other type of assessment that uses a numerical ranking to judge performance. Getting the news that your credit scores might be less than stellar can be disheartening, but the good news is you are not stuck with your bad credit scores. Make improvements to a few key credit management habits, and over time, your score will improve.
What Is a Bad Credit Score?
A bad credit score can be compared to a bad grade in school, a failing grade on a driving test, or getting bad results for any other type of assessment that uses a numerical ranking to judge performance. Getting the news that your credit scores might be less than stellar can be disheartening, but the good news is you are not stuck with your bad credit scores. Make improvements to a few key credit management habits, and over time, your score will improve.
Trending Articles
Valerie Quiett added to CFPB Advisory Committee
The Consumer Financial Protection Bureau (CFPB) announced the appointment of new members to four of its advisory boards including the Consumer Advisory Board (CAB), Community Bank Advisory Council (CBAC), Credit Union Advisory Council (CUAC), and Academic Research...
Bank Black Durham campaign strives to reinvest in minority ownership of homes, businesses
By Lora Lavigne, WRAL reporter Two men in Durham have launched a movement to increase Black ownership of homes and small businesses in Durham. Their campaign, called Bank Black Durham, is working to shed light on the role banks play in shaping minority communities....
Public focus on equality opens doors for some Black-owned banks
The number of Black-owned banks in the U.S. has been dwindling, but recent regulatory changes and momentum to fight social injustice are creating some tailwinds for the minority depository institutions. Since 2002, the number of Black-owned banks has fallen 47.5% to...
Trending Articles
Valerie Quiett added to CFPB Advisory Committee
The Consumer Financial Protection Bureau (CFPB) announced the appointment of new members to four of its advisory boards including the Consumer Advisory Board (CAB), Community Bank Advisory Council (CBAC), Credit Union Advisory Council (CUAC), and Academic Research...
Bank Black Durham campaign strives to reinvest in minority ownership of homes, businesses
By Lora Lavigne, WRAL reporter Two men in Durham have launched a movement to increase Black ownership of homes and small businesses in Durham. Their campaign, called Bank Black Durham, is working to shed light on the role banks play in shaping minority communities....
Public focus on equality opens doors for some Black-owned banks
The number of Black-owned banks in the U.S. has been dwindling, but recent regulatory changes and momentum to fight social injustice are creating some tailwinds for the minority depository institutions. Since 2002, the number of Black-owned banks has fallen 47.5% to...
