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Open New Account
Paycheck Protection Program
COVID-19 Resource Center
Mobile App
Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.
Customer Testimonials
Customer Testimonials

Customer Testimonials

Customer Testimonials

Mobile App
Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.

Relationships Rule
When asked to identify the quintessential ingredient that makes community banking special, we don’t hesitate to answer, “Relationships.”
M&F Bank focuses exclusively on delivering the products and services our customers want, while our local roots and accountability ensure our interests remain tied to our neighbors here in North Carolina.
At M&F Bank, we work with our customers to help them realize their financial dreams, whether opening a business, purchasing a home or planning for retirement. And we nurture our community by donating time and money to important causes and contributing tax dollars that help maintain local municipalities—all of which help keep local neighborhoods viable and vibrant.

Establish Good Credit to Secure Your Financial Future
M&F Bank and the Independent Community Bankers of America (ICBA) are encouraging customers to take stock of their finances and establish and maintain good credit habits to create a pathway to financial health and prosperity in the New Year.
“Good credit is essential to building a strong financial foundation, so it’s important to create and maintain responsible credit practices that showcase sound money management,” said Travis Rouse, Chief Sales & Lending Officer at M&F Bank. “Think of a budget as a monthly cash flow that helps manage your spending and savings behavior. M&F Bank is here to help you maintain the right balance to achieve your goals and avoid financial pitfalls.”
Establish Good Credit to Secure Your Financial Future
M&F Bank and the Independent Community Bankers of America (ICBA) are encouraging customers to take stock of their finances and establish and maintain good credit habits to create a pathway to financial health and prosperity in the New Year.
“Good credit is essential to building a strong financial foundation, so it’s important to create and maintain responsible credit practices that showcase sound money management,” said Travis Rouse, Chief Sales & Lending Officer at M&F Bank. “Think of a budget as a monthly cash flow that helps manage your spending and savings behavior. M&F Bank is here to help you maintain the right balance to achieve your goals and avoid financial pitfalls.”

Trending Articles
How 2020 turned into a record growth year for Durham’s Black-owned M&F Bank
DURHAM, NC (March 27, 2021) — The force of that movement led to a serious transfer of money, from hundreds of millions of dollars being donated to Historically Black Colleges and Universities to small, Black-owned businesses selling out their inventory in a matter of days.
Why we need Black-owned banks
DURHAM, NC (Feb 1, 2021) — Black-owned community banks have a long history of serving Americans historically left out of the mainstream banking system. Many well-established community banks continue this legacy today, but one troubling trend has emerged in the past two decades: The number of Black-owned banks is steadily declining. How can the industry advocate for change to help these banks—and their customers—thrive?
Durham’s M&F Bank aims to capitalize on rising assets, surging interest
DURHAM, NC (Feb 25, 2021) -- Durham's M&F Bank aims to capitalize on rising assets, surging interest - Following weeks of hard conversations with employees about headlines and social unrest, the phone started to ring at the office of James Sills III, the CEO of...
Trending Articles
How 2020 turned into a record growth year for Durham’s Black-owned M&F Bank
DURHAM, NC (March 27, 2021) — The force of that movement led to a serious transfer of money, from hundreds of millions of dollars being donated to Historically Black Colleges and Universities to small, Black-owned businesses selling out their inventory in a matter of days.
Why we need Black-owned banks
DURHAM, NC (Feb 1, 2021) — Black-owned community banks have a long history of serving Americans historically left out of the mainstream banking system. Many well-established community banks continue this legacy today, but one troubling trend has emerged in the past two decades: The number of Black-owned banks is steadily declining. How can the industry advocate for change to help these banks—and their customers—thrive?
Durham’s M&F Bank aims to capitalize on rising assets, surging interest
DURHAM, NC (Feb 25, 2021) -- Durham's M&F Bank aims to capitalize on rising assets, surging interest - Following weeks of hard conversations with employees about headlines and social unrest, the phone started to ring at the office of James Sills III, the CEO of...