Free Access to a Nationwide ATM network

Locate an ATM

Through a partnership with Wells Fargo established in March 2021, M&F Bank now offers free access to a nationwide network of approximately 13,000 ATMs. This partnership is a part of Wells Fargo’s commitment to support economic growth in African American communities, where minority depository institutions like M&F Bank, provide consumer loan credit, small business lending, and other banking services. While M&F Bank customers will not have the ability to make deposits at Wells Fargo locations, you will have the ability to withdraw cash and check balances.

M&F Bank understands that being able to access your money surcharge-free can assist in helping you achieve your financial goals. As a community bank with a small, regional footprint, this nationwide expansion of our ATM network is highly beneficial for our customers who may not be near one of our branches. Additionally, as we continue to navigate through a pandemic and are more heavily reliant on digital services, this improvement allows for a convenient, quick, and easy way to access cash.

We are always looking for ways to improve and expand access to relevant financial products and services and are proud to be able to offer this expanded service to you. Please find answers to frequently asked questions about this partnership below.


James H. Sills, III

Will M&F Bank customers incur any fees or charges to use the ATMs?
Wells Fargo and M&F Bank will not charge any fees to access the Wells Fargo ATMs for any cash withdrawals or inquiries for any customer transactions in the U.S. using an M&F Bank debit card.

Are M&F and Wells Fargo merging?
No, Wells Fargo is only providing access to all Wells Fargo ATMs for M&F Bank customers.

How can I locate a Wells Fargo ATM?
Use the following link to locate a Wells Fargo ATM: www.wellsfargo.com/locator/

Who do I contact about issues at Wells Fargo ATMs?
Please contact M&F Bank using the information located on the back of your debit card or ATM card.

Does Wells Fargo have access to my account info?
No, M&F Bank customers will use the Wells Fargo ATMs similar to other bank’s ATMs, but without incurring a fee.

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