Contact a member of the lending team today!

When you’re thinking about the next big step for your business

it’s good to know that there are a range of financial options that may be just what you need to get moving. Everything from credit cards and lines of credit to commercial loans and mortgages. Even better, you can count on M&F Bank to clearly explain all of your alternatives, and help you choose the best ones for you.

Real Estate Loans
Lines of Credit
Equipment Loans

Commercial Mortgages

M&F Bank is a commercial lender and provides competitive pricing on a wide variety of commercial mortgage products for owner occupied and investment properties. Our team of experienced bankers offer industry knowledge and market area expertise, and can help structure a loan that meets your needs.

Equipment Loans

From heavy duty to general purpose, the equipment that you work with can be what helps keep your business competitive. Whether you are purchasing, replacing, repairing, or upgrading– M&F has options to fit your needs.

Lines of Credit

Your business needs to keep running even when the unpredictable happens. A line of credit gives you the flexibility and convenience of being able to access cash quickly for any business purpose. Repay and reuse your line of credit as needed. Whether you need to cover inventory or payroll, the power is at your fingertips.

Business Credit Cards

With our MasterCard credit card, you get hometown convenience, worldwide acceptance, great benefits, and much more. Choose the card best suited for your needs and apply today.

Apply for Business Credit Card Now!

SBA Loans

Ever since we opened our doors, M&F Bank has been committed to helping small businesses reach their dreams and aspirations. As a Small Business Association lender, we provide many loan options to help you meet your goals. M&F Bank’s SBA loans feature low down payments, affordable financing, longer repayment terms and fewer collateral requirements.

Plus, with our dedicated and experience local support team and our SBA loans backed by the federal government, you’ll have peace of mind knowing that your business is in just the right hands.

Partner with a bank that cares as much about the success of your business as you do.

Meet the Lending Team

Ready to get started?

Here’s what you will need:

  • Balance Sheet (Last 3 years; interim to last 90 days)
  • Income Statement (Last 3 years; interim to last 90 days)
  • Federal Tax Returns (Last 3 years)
  • Personal Financial Statement (Principals with at least 20% ownership interest and all Guarantors)
  • Personal Tax Returns (Last Three (3) years on all Principals with at least 20% ownership interest and all Guarantors)

Our Team

Durham Area

Soberina Traywick

Daniel Bellamy

Relationship Manager | SBA &
Business Loans

daniel.bellamy@mfbonline.com

Eric Powell

Eric Powell

Branch Manager | Personal Loans, Home Equity Lines of Credit

eric.powell@mfbonline.com

John Smith

John Smith

Branch Manager | Personal Loans, Home Equity Lines of Credit

john.smith@mfbonline.com

Raleigh Area

Soberina Traywick

Soberina Traywick

Relationship Manager | SBA &
Business Loans

soberina.traywick@mfbonline.com

Gia Fredette

Gia Fredette

Branch Manager | Personal Loans, Home Equity Lines of Credit

Gia.Fredette@mfbonline.com

Curtis Carter

Curtis Carter

Branch Manager | Personal Loans, Home Equity
Lines of Credit

Curtis.Carter@mfbonline.com

Greensboro Area

Damien Gorham

Damien Gorham

Relationship Manager | SBA & Business Loans

Damien.Gorham@mfbonline.com

Tawanna McNeil

Tawanna McNeil

Branch Manager | Personal Loans, Home Equity Lines of Credit

Tawanna.McNeil@mfbonline.com

Winston-Salem Area

Evelyn Acree

Evelyn Acree

Relationship Manager | SBA & Business Loans

Evelyn.Acree@mfbonline.com

Karen Polite

Karen Polite

Branch Manager | Personal Loans, Home Equity Lines of Credit

Karen.Polite@mfbonline.com

Charlotte Area

Tanya Dial-Bethune

Tanya Dial-Bethune

Relationship Manager | SBA & Business Loans

tanya.dial-bethune@mfbonline.com

Reginald Godette

Reginald Godette

Branch Manager | Personal Loans, Home Equity Lines of Credit

Reginald.Godette@mfbonline.com

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