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M&F Bank can help you find the checking account that’s right for you, your family and your life today — from everyday checking to interest bearing, to long-term convenience and security.

Even more important, we’ll work closely with you to make sure that even as your needs change, you’ll have established a banking relationship you can count on for years to come.

M&F Bank can help you find the checking account that’s right for you, your family and your life today.

Advantage Plus

This account combines convenience, great benefits, and the flexibility to manage your money.

Details
Features
  • Open with $50 deposit
  • Cell Phone Protection1
  • ID Protect2
  • Travel& Leisure Discount Membership3
  • Visa debit card featuring uChoose Rewards
  • M&F Card Wallet
Account Fees*
  • $7 with electronic statement/$9 with paper statement
  • $750 minimum daily balance to waive maintenance fee

*Other fees may apply

Dash Checking

The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.

Details
Features
  • Open with $50 deposit
  • No monthly maintenance fees*
  • Earn 1.05% APY on balances up to $10,0004
  • Receive up to $15 back per statement cycle in ATM refunds4
  • M&F Card Wallet
Account Fees*
  • No monthly maintenance fees

*Other fees may apply

Interest Checking

Interest Checking gives you full access to your money, plus you earn interest at competitive rates.

Details
Features
  • Open with $100 deposit
  • Earn interest on your balance
  • Free notary service
  • Three no-fee cashier’s checks per statement cycle
  • Visa debit card featuring uChoose Rewards
  • M&F Card Wallet
Account Fees*
  • $10 with electronic statement / $12 with paper statement
  • $2,000 minimum daily balance to waive maintenance fee
  • $1,000 minimum balance to earn interest

*Other fees may apply

Prestige Checking

The Prestige account offers the benefit of great checking features and value-added services.

Details
Features
  • Open with $100 deposit
  • Earn interest on your balance
  • Preferred rates on consumer loans with loan payment auto-drafted from an M&F Bank account
  • $30 annual discount on safe deposit rental of largest box5
  • Three no-fee cashier’s checks per statement cycle
  • Free notary service
  • Visa debit Card featuring uChoose Rewards
  • M&F Card Wallet
Account Fees*
  • $13 with electronic statement / $15 with paper statement
  • $2,500 minimum daily balance to waive maintenance fee
  • $1,000 minimum daily balance to earn interest

*Other fees may apply

Advantage Plus

This account combines convenience, great benefits, and the flexibility to manage your money.

Details
Features
  • Open with $50 deposit
  • Cell Phone Protection1
  • ID Protect2
  • Travel& Leisure Discount Membership3
  • Visa debit card featuring uChoose Rewards
  • M&F Card Wallet
Account Fees*
  • $7 with electronic statement/$9 with paper statement
  • $750 minimum daily balance to waive maintenance fee

*Other fees may apply

Dash Checking

The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.

Details
Features
  • Open with $50 deposit
  • No monthly maintenance fees*
  • Earn 1.05% APY on balances up to $10,0004
  • Receive up to $15 back per statement cycle in ATM refunds4
  • M&F Card Wallet
Account Fees*
  • No monthly maintenance fees

*Other fees may apply

Interest Checking

Interest Checking gives you full access to your money, plus you earn interest at competitive rates.

Details
Features
  • Open with $100 deposit
  • Earn interest on your balance2
  • Free notary service
  • Three no-fee cashier’s checks per statement cycle
  • Visa debit card featuring uChoose Rewards
  • M&F Card Wallet
Account Fees*
  • $10 with electronic statement / $12 with paper statement
  • $2,000 minimum daily balance to waive maintenance fee
  • $1,000 minimum balance to earn interest

*Other fees may apply

Prestige Checking

The Prestige account offers the benefit of great checking features and value-added services.

Details
Features
  • Open with $100 deposit
  • Earn interest on your balance
  • Preferred rates on consumer loans with loan payment auto-drafted from an M&F Bank account
  • $30 annual discount on safe deposit rental of largest box5
  • Three no-fee cashier’s checks per statement cycle
  • Free notary service
  • Visa debit Card featuring uChoose Rewards
  • M&F Card Wallet
Account Fees*
  • $13 with electronic statement / $15 with paper statement
  • $2,500 minimum daily balance to waive maintenance fee
  • $1,000 minimum daily balance to earn interest

*Other fees may apply

You may also be interested in:

1. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

2. IDProtect® service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members.
The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). A family includes Spouse, persons qualifying as a domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

3. Enrollment required

4. 1.05% Annual Percentage Yield (“APY”) on balances up to $10,000. An interest rate of .25 percent will be paid only for that portion of your daily balance that is greater than $10,000. The annual percentage yield for this tier will range from .25 percent to .26 percent depending upon the balance in the account. .01 percent APY if qualifiers are not met. In order to earn the higher rate of interest on the Dash Checking Account and receive up to $15 back perstatement cycle in ATM fee refunds a you must meet the following criteria (a lower interest rate is earned when qualifiers are not met): Open your account with a minimum deposit of $50, conduct a minimum of 15 debit card transactions that total at least $350 per statement cycle (transactions must post and clear during the statement cycle), login at least once to online/mobile banking per statement cycle, receive an e-statement, complete at least $500 in Direct Deposits per statement cycle.

5. Subject to availability. Annual rent must be on auto-draft.

You may also be interested in:

1. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

2. IDProtect® service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members.
The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). A family includes Spouse, persons qualifying as a domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

3. Enrollment required

4. 1.05% Annual Percentage Yield (“APY”) on balances up to $10,000. An interest rate of .25 percent will be paid only for that portion of your daily balance that is greater than $10,000. The annual percentage yield for this tier will range from .25 percent to .26 percent depending upon the balance in the account. .01 percent APY if qualifiers are not met. In order to earn the higher rate of interest on the Dash Checking Account and receive up to $15 back perstatement cycle in ATM fee refunds a you must meet the following criteria (a lower interest rate is earned when qualifiers are not met): Open your account with a minimum deposit of $50, conduct a minimum of 15 debit card transactions that total at least $350 per statement cycle (transactions must post and clear during the statement cycle), login at least once to online/mobile banking per statement cycle, receive an e-statement, complete at least $500 in Direct Deposits per statement cycle.

5. Subject to availability. Annual rent must be on auto-draft.

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