Commercial Checking Comparison

Commercial CheckingW
Provides the convenience and security of a checking account for partnerships, corporations, general church organizations, and large proprietorships. Detailed monthly statements, earnings credit for balances, and 24-hour account information through DIRECT ACCESS are available.

● Minimum to open $500.00
● Maintenance fee $16.00 per statement cycle
● Maintenance fee waiver is determined by earnings credit for balance
● Online Treasury Management Services available
● Free Business Online Banking
● Per item charges:
> Per Deposit $.40
> ACH Debit $.17
> ACH Credit $.12
> Checks $.17
> On Us $.09
> Transit $.09
> POS $.17
> Cash Verified $2.50/$1,000
● Other fees may apply

Commercial Economy CheckingW
Especially designed for any organization or business that has a low level of checking account activity. Provides reduced monthly service charges, as well as detailed monthly statement and DIRECT ACCESS account information service.

● $250 minimum to open
● Monthly Maintenance Fee $12.00 per statement cycle
● $2,500 minimum daily balance to waive maintenance fee
● $.35 charge for each debit/credit and/or deposited item after 100 (per statement cycle)
● Free Business Visa® Debit Card
● Free Business Online Banking
● Detailed monthly statement
● 24 hour telephone banking access with DIRECT ACCESS
● Other fees may apply

Commercial NOW*W
A fixed-rate interest-earning account that provides the convenience of checking with the income possibilities of a money market fund. It is offered to sole proprietorship’s, nonprofit organizations, governmental units, and funds held by a fiduciary. 24-hour STAR ATM or Visa check card*. Detailed monthly statement and DIRECT ACCESS account information service provided.

● $1,000 minimum to open
● Monthly Maintenance Fee $14.00 per statement cycle
● $5,000 minimum daily balance to waive maintenance fee
● $2,500 minimum daily balance to earn interest
● $.35 charge for each debit/credit and/or deposited item after 150 (per statement cycle)
● Free Business Visa® Debit Card
● Free Business Online Banking
● Detailed monthly statement
● 24 hour telephone banking access with DIRECT ACCESS
● Other fees may apply

Community CheckingW
Developed for nonprofit and civic organizations (e.g., neighborhood associations, social clubs, church auxiliaries, etc.) with simple financial needs. Avoid monthly maintenance fees by maintaining low monthly balances.

● $100 minimum to open
● Monthly Maintenance Fee $6.00 per statement cycle
● $500 minimum daily balance to waive maintenance fee
● $.50 charge for each Check/Point of Sale transaction after 15 (per statement cycle)
● $.50 charge for each deposit after 10 (per statement cycle)
● 24 hour telephone banking access with DIRECT ACCESS
● Other fees may apply

*Offered to sole proprietorships, nonprofit organizations, governmental units, and funds held by a fiduciary.

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