When you’re thinking about the next big step for your business

it’s good to know that there are a range of financial options that may be just what you need to get moving. Everything from credit cards and lines of credit to commercial loans and mortgages. Even better, you can count on M&F Bank to clearly explain all of your alternatives, and help you choose the best ones for you.

Real Estate Loans
Lines of Credit
Equipment Loans

Commercial Mortgages

M&F Bank is a commercial lender and provides competitive pricing on a wide variety of commercial mortgage products for owner occupied and investment properties. Our team of experienced bankers offer industry knowledge and market area expertise, and can help structure a loan that meets your needs.

Equipment Loans

From heavy duty to general purpose, the equipment that you work with can be what helps keep your business competitive. Whether you are purchasing, replacing, repairing, or upgrading– M&F has options to fit your needs.

Lines of Credit

Your business needs to keep running even when the unpredictable happens. A line of credit gives you the flexibility and convenience of being able to access cash quickly for any business purpose. Repay and reuse your line of credit as needed. Whether you need to cover inventory or payroll, the power is at your fingertips.

Business Credit Cards

With our MasterCard credit card you get hometown convenience, worldwide acceptance, great benefits and much more. Choose the card best suited for your needs and apply today.

SBA Loans

Ever since we opened our doors, M&F Bank has been committed to helping small businesses reach their dreams and aspirations. As a Small Business Association lender, we provide many loan options to help you meet your goals. M&F Bank’s SBA loans feature low down payments, affordable financing, longer repayment terms and fewer collateral requirements.

Plus, with our dedicated and experience local support team and our SBA loans backed by the federal government, you’ll have peace of mind knowing that your business is in just the right hands.

Novant Health Diverse Supplier Program

The purpose of this program is to grow the capacity of diverse business contractors and suppliers of Novant Health. Novant Health defines diverse businesses as certified ethnic minority, women, veteran, disabled and LGBTQ owned.

M&F Bank is focused on economic development by providing loans to small and medium-sized businesses. M&F Bank is proud to announce the working capital program to assist diverse businesses with growing their capacity and filling working capital gaps.

Small and diverse businesses frequently have more difficulty securing working capital to grow their capacity and increase their competitiveness. These financial barriers could make larger corporate projects inaccessible to significant numbers of diverse small and medium sized businesses, despite their competency to meet high industry standards.

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