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Open New Account
Paycheck Protection Program
COVID-19 Resource Center
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Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account now from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.
Customer Testimonials
Customer Testimonials
Customer Testimonials
Mobile App
Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.

Relationships Rule
When asked to identify the quintessential ingredient that makes community banking special, we don’t hesitate to answer, “Relationships.”
M&F Bank focuses exclusively on delivering the products and services our customers want, while our local roots and accountability ensure our interests remain tied to our neighbors here in North Carolina.
At M&F Bank, we work with our customers to help them realize their financial dreams, whether opening a business, purchasing a home or planning for retirement. And we nurture our community by donating time and money to important causes and contributing tax dollars that help maintain local municipalities—all of which help keep local neighborhoods viable and vibrant.

Establish Good Credit to Secure Your Financial Future
M&F Bank and the Independent Community Bankers of America (ICBA) are encouraging customers to take stock of their finances and establish and maintain good credit habits to create a pathway to financial health and prosperity in the New Year.
“Good credit is essential to building a strong financial foundation, so it’s important to create and maintain responsible credit practices that showcase sound money management,” said Travis Rouse, Chief Sales & Lending Officer at M&F Bank. “Think of a budget as a monthly cash flow that helps manage your spending and savings behavior. M&F Bank is here to help you maintain the right balance to achieve your goals and avoid financial pitfalls.”
Establish Good Credit to Secure Your Financial Future
M&F Bank and the Independent Community Bankers of America (ICBA) are encouraging customers to take stock of their finances and establish and maintain good credit habits to create a pathway to financial health and prosperity in the New Year.
“Good credit is essential to building a strong financial foundation, so it’s important to create and maintain responsible credit practices that showcase sound money management,” said Travis Rouse, Chief Sales & Lending Officer at M&F Bank. “Think of a budget as a monthly cash flow that helps manage your spending and savings behavior. M&F Bank is here to help you maintain the right balance to achieve your goals and avoid financial pitfalls.”

Trending Articles
M&F Bank Enhances Customer Experience
M&F Bank Enhances Customer Experience with New Collaborations
DURHAM, N.C.– April 25, 2022 –M&F Bank, the second-oldest African American-owned bank in the nation, today announced three new, independent collaborations with Zelle®, Fiserv. and JPMorgan Chase. The relationships deliver enhanced customer benefits by creating increased convenience and connectivity for thousands of customers.
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
Chairman and President’s Letter
To Our Fellow Shareholders: 2021 was the best year in the history of our organization!
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
DURHAM, N.C.– M&F Bancorp, Inc. (“Company”) (OTC Pink: MFBP), the parent company of M&F Bank (“Bank”), announced unaudited financial results for the fourth quarter of 2021 and a quarterly cash common dividend of $0.03 per share.
James H. Sills III, President and CEO of the Company, commented, “2021 was the best year in the history of the Company! We are extremely pleased that we exceeded net income, total assets, loan and deposit targets for the year. Additionally, 2021 marked four straight years…
Trending Articles
M&F Bank Enhances Customer Experience
M&F Bank Enhances Customer Experience with New Collaborations
DURHAM, N.C.– April 25, 2022 –M&F Bank, the second-oldest African American-owned bank in the nation, today announced three new, independent collaborations with Zelle®, Fiserv. and JPMorgan Chase. The relationships deliver enhanced customer benefits by creating increased convenience and connectivity for thousands of customers.
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
Chairman and President’s Letter
To Our Fellow Shareholders: 2021 was the best year in the history of our organization!
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
DURHAM, N.C.– M&F Bancorp, Inc. (“Company”) (OTC Pink: MFBP), the parent company of M&F Bank (“Bank”), announced unaudited financial results for the fourth quarter of 2021 and a quarterly cash common dividend of $0.03 per share.
James H. Sills III, President and CEO of the Company, commented, “2021 was the best year in the history of the Company! We are extremely pleased that we exceeded net income, total assets, loan and deposit targets for the year. Additionally, 2021 marked four straight years…