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Relationships Rule
When asked to identify the quintessential ingredient that makes community banking special, we don’t hesitate to answer, “Relationships.”
M&F Bank focuses exclusively on delivering the products and services our customers want, while our local roots and accountability ensure our interests remain tied to our neighbors here in North Carolina.
At M&F Bank, we work with our customers to help them realize their financial dreams, whether opening a business, purchasing a home or planning for retirement. And we nurture our community by donating time and money to important causes and contributing tax dollars that help maintain local municipalities—all of which help keep local neighborhoods viable and vibrant.

Shop Locally for the Holidays
Planning to spread some cheer this holiday season? Go home for the holidays and pick up a one-of-a-kind creation from your local small businesses in North Carolina.
Did you know that for every $100 you spend at locally owned businesses, $68 stays in the community, compared to just $43 when you shop at a national chain? Or that small businesses create two out of three new U.S. jobs annually? So, when you shop locally, you’re not only putting your hard-earned dollars to work in your community; you’re supporting the engines that fuel our national economy.
Shop Locally for the Holidays
Planning to spread some cheer this holiday season? Go home for the holidays and pick up a one-of-a-kind creation from your local small businesses in North Carolina.
Did you know that for every $100 you spend at locally owned businesses, $68 stays in the community, compared to just $43 when you shop at a national chain? Or that small businesses create two out of three new U.S. jobs annually? So, when you shop locally, you’re not only putting your hard-earned dollars to work in your community; you’re supporting the engines that fuel our national economy.

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Black-owned community banks have a long history of serving Americans historically left out...
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Trending Articles
M&F Bancorp, Inc. Announces Second Quarter 2023 Results and Quarterly Cash Dividend
Black-owned community banks have a long history of serving Americans historically left out...
M&F Bancorp, Inc. Announces Record First Quarter 2023 Results and Quarterly Cash Dividend
Black-owned community banks have a long history of serving Americans historically left out...

6 Things to Know Before Filing Your 2022 Taxes
Small businesses are the bedrock of our economy. They’re also helping to bridge the wealth gap in America. Here’s how.