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Open New Account
Paycheck Protection Program
COVID-19 Resource Center
Mobile App
Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account now from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.
Mobile App
Banking made more simple, convenient, and seamless― with just a touch.
Account Opening Made Simple
Open a checking account from almost anywhere.
Dream BIG HELOC
No Closing Costs. No Hassle. No Fooling. Let M&F Bank help make your dreams come true.
Dash Checking
The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.
Treasury Management
Make managing you business’ finances possible 24 hours a day, 7 days a week with our cash management services.
SBA Lending
Let our experienced commercial lenders guide you to the loan program that’s right just for you.

Relationships Rule
When asked to identify the quintessential ingredient that makes community banking special, we don’t hesitate to answer, “Relationships.”
M&F Bank focuses exclusively on delivering the products and services our customers want, while our local roots and accountability ensure our interests remain tied to our neighbors here in North Carolina.
At M&F Bank, we work with our customers to help them realize their financial dreams, whether opening a business, purchasing a home or planning for retirement. And we nurture our community by donating time and money to important causes and contributing tax dollars that help maintain local municipalities—all of which help keep local neighborhoods viable and vibrant.

Shop Locally for the Holidays
Planning to spread some cheer this holiday season? Go home for the holidays and pick up a one-of-a-kind creation from your local small businesses in North Carolina.
Did you know that for every $100 you spend at locally owned businesses, $68 stays in the community, compared to just $43 when you shop at a national chain? Or that small businesses create two out of three new U.S. jobs annually? So, when you shop locally, you’re not only putting your hard-earned dollars to work in your community; you’re supporting the engines that fuel our national economy.
Shop Locally for the Holidays
Planning to spread some cheer this holiday season? Go home for the holidays and pick up a one-of-a-kind creation from your local small businesses in North Carolina.
Did you know that for every $100 you spend at locally owned businesses, $68 stays in the community, compared to just $43 when you shop at a national chain? Or that small businesses create two out of three new U.S. jobs annually? So, when you shop locally, you’re not only putting your hard-earned dollars to work in your community; you’re supporting the engines that fuel our national economy.

Trending Articles
M&F Bank Enhances Customer Experience
M&F Bank Enhances Customer Experience with New Collaborations
DURHAM, N.C.– April 25, 2022 –M&F Bank, the second-oldest African American-owned bank in the nation, today announced three new, independent collaborations with Zelle®, Fiserv. and JPMorgan Chase. The relationships deliver enhanced customer benefits by creating increased convenience and connectivity for thousands of customers.
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
Chairman and President’s Letter
To Our Fellow Shareholders: 2021 was the best year in the history of our organization!
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
DURHAM, N.C.– M&F Bancorp, Inc. (“Company”) (OTC Pink: MFBP), the parent company of M&F Bank (“Bank”), announced unaudited financial results for the fourth quarter of 2021 and a quarterly cash common dividend of $0.03 per share.
James H. Sills III, President and CEO of the Company, commented, “2021 was the best year in the history of the Company! We are extremely pleased that we exceeded net income, total assets, loan and deposit targets for the year. Additionally, 2021 marked four straight years…
Trending Articles
M&F Bank Enhances Customer Experience
M&F Bank Enhances Customer Experience with New Collaborations
DURHAM, N.C.– April 25, 2022 –M&F Bank, the second-oldest African American-owned bank in the nation, today announced three new, independent collaborations with Zelle®, Fiserv. and JPMorgan Chase. The relationships deliver enhanced customer benefits by creating increased convenience and connectivity for thousands of customers.
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
Chairman and President’s Letter
To Our Fellow Shareholders: 2021 was the best year in the history of our organization!
M&F Bancorp, Inc. Announces Record 2021 Results and Increased Quarterly Cash Dividend
DURHAM, N.C.– M&F Bancorp, Inc. (“Company”) (OTC Pink: MFBP), the parent company of M&F Bank (“Bank”), announced unaudited financial results for the fourth quarter of 2021 and a quarterly cash common dividend of $0.03 per share.
James H. Sills III, President and CEO of the Company, commented, “2021 was the best year in the history of the Company! We are extremely pleased that we exceeded net income, total assets, loan and deposit targets for the year. Additionally, 2021 marked four straight years…