Open Account

Open An Account Today

What’s important to you when it comes to checking?

 

 

 

 

Everyday Checking

HAVE MORE TO MANAGE?

Our Everyday accounts are a great way to stay on top of everything.

REGULAR CHECKING ACCOUNT

This account combines convenience, low costs and the flexibility to manage your money in the way that works best for you.

  • $100 minimum to open account
  • $500 average daily balance to waive maintenance fee
  • If average daily balance is below $500:
    • $10 maintenance fee per statement cycle
    • $0.35 charge for each Check/Point of Sale transaction after 12
  • Unlimited teller transactions
  • Unlimited check writing privileges/Point of Sale transactions per cycle if $500 average daily balance is met
  • Free statement with check images
  • Free VISA® CheckCard
  • Unlimited access to M&F Bank ATMs
  • 24 hour account information with DIRECT ACCESS1
  • Free Online Banking and Bill Pay with MFBonline2

INTEREST CHECKING ACCOUNT

Interest Checking gives you full access to your money, plus you earn interest at competitive rates!

  • $100 minimum to open account
  • $1,000 minimum balance to earn interest
  • $2,000 average daily balance to waive maintenance fee
  • If average daily balance is below $2,000:
    • $12 maintenance fee per statement cycle
  • Unlimited teller transactions
  • Unlimited check writing privileges/Point of Sale transactions per cycle
  • Free statement with check images
  • Free VISA® CheckCard
  • Unlimited access to M&F Bank ATMs
  • 24 hour account information with DIRECT ACCESS1
  • Free Online Banking and Bill Pay with MFBonline2
  • Three no-fee cashier’s check per statement cycle
  • Free notary service

Back to Top

 

Prestige Checking

READY TO TAKE

your banking relationship to the next level? Our Prestige accounts are ideal for those who want extra services.

PRESTIGE CHECKING ACCOUNT

The Prestige account offers the benefit of great checking features and value-added services – including free checks and preferred rates on consumer loans.

  • $100 minimum to open account
  • $2,500 average daily balance to waive maintenance fee
  • If average daily balance is below $2,500:
    • $15 maintenance fee per statement cycle
  • Unlimited teller transactions
  • Unlimited check writing privileges/Point of Sale transactions per cycle if $2,500 average daily balance is met
  • Free statement with check images
  • Free VISA® CheckCard
  • Unlimited access to M&F Bank ATMs
  • 24 hour account information with DIRECT ACCESS1
  • Free Online Banking and Bill Pay with MFBonline2
  • Check protection to cover accidental overdrafts3
  • Preferred rates on consumer loans with auto-debit from an M&F Bank account6
  • Three no-fee cashier’s check per statement cycle
  • Free notary service

Back to Top
PRESTIGE SILVER CHECKING ACCOUNT
 With age comes wisdom – not to mention a few extra rewards. Designed with customers 50+ in mind, Prestige Silver offers competitive interest on balances, preferred rates on certificates of deposits and unlimited access to your account.

  • $100 minimum to open account
  • $1,000 minimum balance to earn interest
  • $1,000 average daily balance to waive maintenance fee
  •  If average daily balance is below $1,000:
    • $12 maintenance fee per statement cycle
  • Unlimited teller transactions
  • Unlimited check writing privileges/Point of Sale transactions per cycle if $1,000 average daily balance is met
  • Free statement with check images
  • Free VISA® CheckCard
  • Unlimited access to M&F Bank ATMs
  • 24 hour account information with DIRECT ACCESS1
  • Free Online Banking and Bill Pay with MFBonline2
  • Check protection to cover accidental overdrafts3
  • Preferred rates on certificates of deposits4
  • No penalty for early withdrawal of CD for medical emergencies5
  • Three no-free cashier’s checks per statement cycle
  • Free notary service

Back to Top


PRESTIGE GOLD CHECKING ACCOUNT
Prestige Gold is a premium package with unlimited freedom in managing your checking accounts, along with significant additional no-fee services.

  • $500 minimum to open account
  • $1,500 minimum balance to earn interest
  • $2,500 average daily balance to waive maintenance fee
  •  If average daily balance is below $2,500:
    • $15 maintenance fee per statement cycle
  • Unlimited teller transactions
  • Unlimited check writing privileges/Point of Sale transactions per cycle if $2,500 average daily balance is met
  • Free statement with check images
  • Free VISA® CheckCard
  • Unlimited access to M&F Bank ATMs
  • 24 hour account information with DIRECT ACCESS1
  • Free Online Banking and Bill Pay with MFBonline2
  • Check protection to cover accidental overdrafts3
  • Preferred rates on certificates of deposits4
  • No penalty for early withdrawal of CD for medical emergencies5
  • Preferred rates on consumer loans with auto-debit from an M&F Bank account6
  • Three no-fee cashier’s checks per statement cycle
  • Free notary service

 

Back to Top



1. Unlimited Auto Phone Access
2. Ask your M&F Bank representative about enrollment and systems requirements.
3. Credit line determined, subject to credit approval
4. Minimum of $10,000 per CD; special CDs not included
5. After seven days. Federal regulations require that the Bank impose a penalty of seven days simple interest on amounts withdrawn within first six days after CD is opened
6. Home equity lines of credit and home mortgages not included


 

Call Us Today @ 919-687-7800


Your Name

Your Email Address

Your Phone Number

Your Message

captcha

`

Member FDIC | Equal Housing Lender | Equal Opportunity Lender