Announcing…..Debit Card Protection


As of November 1st, M&F Bank will offer a fraud text alert service for debit cardholders.  Customers will receive a text from M&F Bank with the message “M&F Bank Fraud Alerts – Reply YES to enroll, HELP to get more information or STOP to cancel.”  After enrolling in Mobile Text Alerts, customers with potential fraudulent debit card transactions will receive text message alerts on their designated mobile phone. Customers will have the opportunity to reply back with “Yes” they did recognize the transaction with no further investigation needed.  The customer may also reply “No” they did not make the transaction, which will then immediately initiate the Bank’s fraud investigation process.  Please call 800-433-8283 x8840 for more information.

What’s New at M&F Bank

Fraud Protection

  • Real-time alerts keep you informed when your cards are used
  • Transaction controls allow your cards to work only in specific locations or geographic areas
  • When your cards are “off,” no withdrawals or purchases will be approved

Control Spending

  • Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores
  • Establish controls by location and change parameters via your mobile device

Review Balances and Transactions

  • Monitor your finances anytime, anywhere by using the CardValet app to check your account balances or review recent card transactions

Convenience and Benefits

  • $50 minimum to open an account
  • Monthly Maintenance Fee – $7 with electronic statement / $9 with paper statement
  • $750 minimum daily balance to waive maintenance fee
  • Cellular Telephone Protection
  • ID Protect®
  • Travel & Leisure Discount Membership (registration / enrollment required)
  • Unlimited teller transactions
  • Unlimited check writing privileges / Point of Sale transactions per cycle
  • Free VISA® Debit Card featuring uChoose Rewards®
  • Unlimited access to M&F Bank ATMs
  • 24 hour account information with DIRECT ACCESS
  • Free Online Banking and Bill Pay with MFBonline
  • Check protection available to cover accidental overdrafts
  • Includes CardValet®

Gifts. Event Tickets. Travel.

Register and start redeeming your points for travel, activities, event tickets, gift cards and more!


With UChoose Rewards you can shop like you normally would in store and watch the reward’s add up. Plus when you shop with participating UChoose Reward retailers you earn even more points! Find out more at

Earns Points

Simply use your M & F Bank VISA debit card and earn points on all your purchases. You’ll earn 1 point for every $2 spent every time you use your card for Signature Point of Sale purchases. You’ll earn even more points when you shop at participating merchants.

Enjoy Your Rewards

Redeem points for travel, activities, event tickets, gift cards and more! You’ll find special offers at featuring more Rewards or fewer points!

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