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The Lifecycle of a Community Bank

The idea of “sustainability” is linked to a lot of our local activities these days—whether it’s reusing or recycling products, sampling culinary delights from the local bakery, or choosing to buy American-made products to support our national economy. There are plenty of reasons why eating, dining and banking locally makes good economic sense.

If you’ve ever participated in a career day at a local elementary school, you’ll probably relate to this story. A banking colleague visited her son’s kindergarten class, and while she was explaining the role of a community banker, one eager child piped up and said, “It’s like the lifecycle of a plant!”

He was right. Community banks like M&F Bank take in deposits and distribute loans that feed into a self-sustaining micro-economy and keep funds right here in North Carolina.

It’s all part of a symbiotic relationship that community banks have with their communities. When you deposit money at M&F Bank those funds are used to support local businesses, homebuyers, and everyday consumers. And the proceeds from those businesses employ residents, fund municipalities, and continue the cycle of locally based economic growth.

We at M&F Bank want to thank our customers for putting their trust in us for their banking needs. For our neighbors who may be considering a switch, I implore you to take a closer look at our institution to discover how we can help you realize your financial dreams.

Remember, we’re all in this together. Community banks like ours are only successful if our customers and communities are, too. That’s why community banks and their relationship business model have thrived for more than 150 years. We know what it takes to create successful local economies. Join us in helping to build a more sustainable, vibrant economy here at home!

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