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DURHAM, N.C.– M&F Bancorp, Inc. (“Company”) (OTC Pink: MFBP), the parent company of M&F Bank (“Bank”), announced unaudited financial results for the third quarter of 2021 and a quarterly cash common dividend of $0.02 per share.

Third Quarter 2021 Highlights

• Basic and diluted earnings per common share of $0.44 for the three months ended September 30, 2021, up $0.28 from $0.16 for the same period in 2020; basic and diluted earnings per common share of $0.98 for the nine months ended September 30, 2021, up $0.83 from $0.15 for the same period in 2020

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