Upgrade the Space Where Memories Are Made with M&F Bank's Home Equity Loan.

Upgrade the Space Where Memories Are Made.

Finance your home upgrades with ease. Your M&F Bank Home Equity Line of Credit covers the renovations, and we cover your closing costs (up to $1,500) to keep your project on budget.

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Featured M&F Bank Videos

Our videos cover various fiscal topics, from budgeting and saving to credit management and investment strategies. Whether you’re just starting to understand how to manage money or are seeking to enhance your financial know-how, our videos will help you continue to evolve on your economic path.

Mobile banking app interface showcasing card management features, including adding a card to Apple Pay, viewing merchants, and M&F Bank debit card details with account balance.

The Future of Banking is Now. Manage Your Funds on the Go

Our upgraded app gives you enhanced features
to help stay on top of your finances.

 

Man working on a laptop at a desk with a lamp, notebook, and houseplant, illustrating the digital banking experience at M&F Bank.

Personal Loans

At M&F Bank, we are dedicated to helping you achieve your goals. We’ve designed our trusted personal loan services to empower you and your financial needs. Whether you’re seeking a credit card, personal loan, auto loan, or want to access the equity in your home, our local bankers are here to guide you through the process.

Couple discussing financial options with banker at a table, showcasing personalized banking services and support for loans at M&F Bank.

SBA Loans

Small businesses are the lifeblood of our community, driving local economies and creating a real impact. We are here to provide flexible financing solutions that align with your aspirations and growth plans. Our commitment goes beyond numbers; it’s about understanding your unique journey and empowering your dreams.

M&F Bank debit check card featuring a contactless chip and Visa logo, representing accessible banking services and financial empowerment.

Free Access to Nationwide ATM Networks. Access your cash with no fees at thousands of ATMs nationwide.

Through a collaboration with Bank of America, JPMorgan Chase, and Wells Fargo, M&F Bank customers have surcharge-free access to approximately 44,000 ATMs nationwide.

M&F Bank is pleased to have the opportunity to continue to expand access to financial services to our customers and communities.

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2025 Empowering Growth Grant

2026 Empowering Growth Grant

Applications open from January 1 to February 22 for small businesses in the Raleigh-Durham market.
One deserving business in Raleigh and one in Durham will receive a $15,000 grant each to help take their company to the next level.